How to Avoid Chargebacks

Chargebacks can cause a great deal of trouble for a business, especially when merchant accounts initiate fees for them. Credit card processing has a wealth of benefits, but it also has complications such as consumer chargebacks. Consumers initiate chargebacks for a wide variety of reasons including fraud, attempted theft, honest mistakes and discontent. Every business […]

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Building Your Small Business

Accepting credit cards is a necessity for small businesses because it allows them to remain competitive, offer convenient payment methods to buyers and not forego a sale in the event customers come up short of cash. Understanding the world of credit card processing can seem daunting at first, but these 3 key principles help address […]

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Reading Reviews Before Selecting Your Merchant Account Provider

When looking to select a company to use as a credit card processor, it’s wise to choose one that offers all the right services at a good price. However, one should take it further, and here are three things to look at when reading reviews for a merchant services provider. Speed: Without a doubt, if […]

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All About Flagship Merchant Services

Flagship Merchant Services has been helping merchants conduct transactions online for many years. As a leader in credit card processing and merchant accounts services, Flagship Merchant Services has remained focused on giving business owners of all size the solutions they need to effectively do business completely online. How does credit card processing work? There are […]

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All About

Without a doubt, when looking to get credit cards processed, one should go with a solid, reliable and trustworthy company. When doing so, it’s easy to avoid mistakes that others suffer from. While true, one should know where to look, and is a great place to go, and here are three reasons why. Provide […]

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What is the Bankruptcy Notification Service?

Without a service, it’s hard for people to know when someone went bankrupt, and this is often a problem when dealing with merchant accounts or other financial services. For this reason, the two major worldwide credit card companies, Visa and MasterCard, have developed a service to help people track bankruptcies. With this, people can see […]

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Flagship Merchant Services Review

Editor's Rating 9.9 / 10 5 Stars
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  • Risk AcceptedAll are Eligible
  • Setup FeeFREE
  • ContractMonth to Month
  • Cancel FeeNone
  • Transaction Rates
  • Retail0.38%-1.58%
  • Internet0.98%-1.98%
  • Per Transaction$0.19-$0.21

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Flagship Merchant Services

Processor Highlights

  • Free Merchant Account Set Up
  • Lowest Overall Cost Guarantee
  • 98% Approval Rating
  • Free Card Reader for Mobile Phone
  • Month to Month Agreement
  • No Cancellation Fees
  • Free Terminal Reprogramming
  • Free Authorize.Net Set Up
  • Next Day Funding Available
Call for a free quote 866-337-2076


The Editor´s Rating considers factors such as pricing, merchant approval rates, equipment and contract/cancellation terms.

Flagship Merchant Services is an established leader in the transaction processing industry and is ranked the # 1 merchant account provider in the United States (By: “Top 10 Reviews” website). Founded in 2001, Flagship Merchant Services believes in the promise and value that small to medium-size businesses offer the marketplace, and they understand the importance of you receiving economical programs that allow for the successful transition to accepting credit cards. They also understand that every business is unique, which is why they have one of the highest approval rates for applicants. Flagship Merchant Services is very confident in customer satisfaction, which is why customers will not be locked into a long term contract. Your agreement will be on a month to month basis and there are no cancellation fees.

Low-Cost Guarantee

With rates starting at 0.38% + $0.19 per transaction, a month to month agreement and no set up fees, Flagship Merchant Services offers very low and competitive rates.  However, in the event they come across a lower, overall cost structure, they will beat it without hesitation.

Processing time

Flagship Merchant Services offers next day approvals and a majority of accounts are approved within 4 to 24 hours.

Terminal Information

Flagship Merchant Services will provide your business with a processing solution that fully satisfies the needs of you and your customers.  They offer easy to use and reliable solutions for brick and mortar businesses, like the VeriFone VX 520 credit card terminal, as well as iPayment POS for those companies who desire a true POS system.  Further, they fully satisfy the merchants conducting business on the road or out in the field with the iPayment MobilePay G4X device that attaches to the top of your smart phone.  For mail order, telephone order and internet merchants, they offer Authorize.Net, which is one of the most robust, secure and easy to use on line processing solutions in the country.  Whatever your business, Flagship Merchant Services has the solution that is right for you.


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