How to Avoid Chargebacks

Chargebacks can cause a great deal of trouble for a business, especially when merchant accounts initiate fees for them. Credit card processing has a wealth of benefits, but it also has complications such as consumer chargebacks. Consumers initiate chargebacks for a wide variety of reasons including fraud, attempted theft, honest mistakes and discontent. Every business […]

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Building Your Small Business

Accepting credit cards is a necessity for small businesses because it allows them to remain competitive, offer convenient payment methods to buyers and not forego a sale in the event customers come up short of cash. Understanding the world of credit card processing can seem daunting at first, but these 3 key principles help address […]

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Reading Reviews Before Selecting Your Merchant Account Provider

When looking to select a company to use as a credit card processor, it’s wise to choose one that offers all the right services at a good price. However, one should take it further, and here are three things to look at when reading reviews for a merchant services provider. Speed: Without a doubt, if […]

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All About Flagship Merchant Services

Flagship Merchant Services has been helping merchants conduct transactions online for many years. As a leader in credit card processing and merchant accounts services, Flagship Merchant Services has remained focused on giving business owners of all size the solutions they need to effectively do business completely online. How does credit card processing work? There are […]

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All About

Without a doubt, when looking to get credit cards processed, one should go with a solid, reliable and trustworthy company. When doing so, it’s easy to avoid mistakes that others suffer from. While true, one should know where to look, and is a great place to go, and here are three reasons why. Provide […]

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What is the Bankruptcy Notification Service?

Without a service, it’s hard for people to know when someone went bankrupt, and this is often a problem when dealing with merchant accounts or other financial services. For this reason, the two major worldwide credit card companies, Visa and MasterCard, have developed a service to help people track bankruptcies. With this, people can see […]

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Editor's Rating 9.8 / 10 5 Stars
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  • Risk AcceptedAll are Eligible
  • Setup FeeFREE
  • ContractMonth to Month
  • Cancel FeeNone
  • Transaction Rates
  • Retail0.35%-1.55%
  • Internet0.95%-1.95%
  • Per Transaction$0.20-$0.22

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Processor Highlights

  • Free Merchant Account Application
  • $100 Low Cost Guarantee
  • Next Day Funding Available
  • Free Mobile Card Reader
  • Month to Month Agreement
  • No Cancellation Fees
  • Free Terminal Reprogramming
  • Free Authorize.Net Set Up
  • Free Online Reporting
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The Editor´s Rating considers factors such as pricing, merchant approval rates, equipment and contract/cancellation terms.

Customer service is the cornerstone of and they are dedicated to providing a top notch experience for new and existing merchant customers. While they offer extremely competitive rates and fees and incredibly reliable and easy to use products, it is their highly trained and extremely knowledgeable Sales Consultants that make the difference.  When you contact, you will receive a level of service that you may not experience with other merchant account providers.  They genuinely care about their merchants’ businesses and know that the only way they will be successful is if their merchants are truly happy with the service they offer.  They know there are a number companies offering credit card processing services and they appreciate this fact, which is why they actually value every, single one of their merchants and their businesses.

Low-Cost Guarantee

The fact that most merchants want to immediately know the exact rates and fees they will be charged is a very reasonable position.  Nonetheless, the Sales Consultants at are extremely well trained and know that a “one size fits all” approach is not always in a merchant’s best interest.  Every merchant has his or her own unique needs and every business model is usually different to some degree.  This is why their Sales Consultants have a straight forward and compassionate conversation with merchants to have a complete understanding of their business’ needs.  Then, each business is placed into a merchant account with rates and fees that are not only the most competitive, but also ensure the best interests of the merchant are fully met.

Processing time

Accounts are typically approved within 24 hours.  If your business has unique, approval needs, will work with you to achieve those goals.

Terminal Information works with all of their merchants to find the best processing solution for their particular needs.  From easy to use credit card terminals to an advanced POS system, retail merchants are fully covered.  Wireless merchants are also fully supported by a smart phone application and device that allows for payments on the go, and they provide secure, on line processing for Internet, telephone order and mail order merchants.


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