CHI Payment Systems Review
- Risk AcceptedAll are Eligible
- Setup FeeFree
- ContractMonth to Month
- Cancel FeeNONE
- Transaction Rates
- Per Transaction$0.19-$0.21
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- Free Merchant Account Set Up
- Month to Month Agreement
- No Cancellation Fees
- Lowest Cost Commitment
- Next Day Funding Available
- Free Mobile Card Reader
- 24/7 Experienced Customer Service
- Free Terminal Reprogramming
- Free Authorize.Net Set Up
The Editor´s Rating considers factors such as pricing, merchant approval rates, equipment and contract/cancellation terms.
CHI Payment Systems is a leading merchant services provider. They provide large and small businesses across the United States with the ability to accept credit cards for the products and services they sell. Their merchants have the ability to accept all major credit cards, including Visa, MasterCard, American Express, and Discover. They have a strong philosophy which includes three main objectives:
1) Personalized Customer Service: This includes the highest standard of availability for all of their merchants’ needs and also the ongoing support of their accounts.
2) State-of-the-Art Technology: They offer merchants the latest in payment processing solutions. In all aspects of the processing they perform, CHI strives to have the most convenient, up to date and easy to use payment processing methods available to all of their merchants.
3) Highest Ethical Standards: CHI believes in full disclosure of all terms on an agreement. They have zero tolerance for misrepresentation by their Agents. They also insist on a mutual respect for all employees, representatives and merchants.
Rates & Fees
CHI offers very competitive rate structures and they are very meticulous in explaining the various charges that arise from processing credit cards. If you provide them with a rate quote under their current offering, they will match or beat it. There are many rates and fees that accompany even traditional merchant accounts and they believe in their ability to set merchants up with a program that is financially prudent and beneficial.
Merchant accounts are generally approved within one to two business days and they provide constant updates on the approval process so that you are never wondering about the status of your account.
CHI is heavily focused on retail / brick and mortar merchants with additional emphasis on mobile and web based businesses. They tailor their product offering according to each business’ specific needs.
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