How to Avoid Chargebacks

Chargebacks can cause a great deal of trouble for a business, especially when merchant accounts initiate fees for them. Credit card processing has a wealth of benefits, but it also has complications such as consumer chargebacks. Consumers initiate chargebacks for a wide variety of reasons including fraud, attempted theft, honest mistakes and discontent. Every business […]

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Building Your Small Business

Accepting credit cards is a necessity for small businesses because it allows them to remain competitive, offer convenient payment methods to buyers and not forego a sale in the event customers come up short of cash. Understanding the world of credit card processing can seem daunting at first, but these 3 key principles help address […]

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Reading Reviews Before Selecting Your Merchant Account Provider

When looking to select a company to use as a credit card processor, it’s wise to choose one that offers all the right services at a good price. However, one should take it further, and here are three things to look at when reading reviews for a merchant services provider. Speed: Without a doubt, if […]

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All About Flagship Merchant Services

Flagship Merchant Services has been helping merchants conduct transactions online for many years. As a leader in credit card processing and merchant accounts services, Flagship Merchant Services has remained focused on giving business owners of all size the solutions they need to effectively do business completely online. How does credit card processing work? There are […]

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All About

Without a doubt, when looking to get credit cards processed, one should go with a solid, reliable and trustworthy company. When doing so, it’s easy to avoid mistakes that others suffer from. While true, one should know where to look, and is a great place to go, and here are three reasons why. Provide […]

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What is the Bankruptcy Notification Service?

Without a service, it’s hard for people to know when someone went bankrupt, and this is often a problem when dealing with merchant accounts or other financial services. For this reason, the two major worldwide credit card companies, Visa and MasterCard, have developed a service to help people track bankruptcies. With this, people can see […]

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CHI Payment Systems Review

Editor's Rating 9.3 / 10 5 Stars
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  • Risk AcceptedAll are Eligible
  • Setup FeeFree
  • ContractMonth to Month
  • Cancel FeeNONE
  • Transaction Rates
  • Retail1.54%
  • Internet2.04%
  • Per Transaction$0.19-$0.21

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CHI Payment Systems

Processor Highlights

  • Free Merchant Account Set Up
  • Month to Month Agreement
  • No Cancellation Fees
  • Lowest Cost Commitment
  • Next Day Funding Available
  • Free Mobile Card Reader
  • 24/7 Experienced Customer Service
  • Free Terminal Reprogramming
  • Free Authorize.Net Set Up
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The Editor´s Rating considers factors such as pricing, merchant approval rates, equipment and contract/cancellation terms.

CHI Payment Systems is a leading merchant services provider. They provide large and small businesses across the United States with the ability to accept credit cards for the products and services they sell. Their merchants have the ability to accept all major credit cards, including Visa, MasterCard, American Express, and Discover. They have a strong philosophy which includes three main objectives:

1) Personalized Customer Service: This includes the highest standard of availability for all of their merchants’ needs and also the ongoing support of their accounts.

2) State-of-the-Art Technology: They offer merchants the latest in payment processing solutions. In all aspects of the processing they perform, CHI strives to have the most convenient, up to date and easy to use payment processing methods available to all of their merchants.

3) Highest Ethical Standards: CHI believes in full disclosure of all terms on an agreement. They have zero tolerance for misrepresentation by their Agents. They also insist on a mutual respect for all employees, representatives and merchants.

Rates & Fees

CHI offers very competitive rate structures and they are very meticulous in explaining the various charges that arise from processing credit cards.  If you provide them with a rate quote under their current offering, they will match or beat it.  There are many rates and fees that accompany even traditional merchant accounts and they believe in their ability to set merchants up with a program that is financially prudent and beneficial.

Processing time

Merchant accounts are generally approved within one to two business days and they provide constant updates on the approval process so that you are never wondering about the status of your account.

Terminal Information

CHI is heavily focused on retail / brick and mortar merchants with additional emphasis on mobile and web based businesses.  They tailor their product offering according to each business’ specific needs.

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