Articles

How to Avoid Chargebacks

Chargebacks can cause a great deal of trouble for a business, especially when merchant accounts initiate fees for them. Credit card processing has a wealth of benefits, but it also has complications such as consumer chargebacks. Consumers initiate chargebacks for a wide variety of reasons including fraud, attempted theft, honest mistakes and discontent. Every business […]

Read more >

Building Your Small Business

Accepting credit cards is a necessity for small businesses because it allows them to remain competitive, offer convenient payment methods to buyers and not forego a sale in the event customers come up short of cash. Understanding the world of credit card processing can seem daunting at first, but these 3 key principles help address […]

Read more >

Reading Reviews Before Selecting Your Merchant Account Provider

When looking to select a company to use as a credit card processor, it’s wise to choose one that offers all the right services at a good price. However, one should take it further, and here are three things to look at when reading reviews for a merchant services provider. Speed: Without a doubt, if […]

Read more >

All About Flagship Merchant Services

Flagship Merchant Services has been helping merchants conduct transactions online for many years. As a leader in credit card processing and merchant accounts services, Flagship Merchant Services has remained focused on giving business owners of all size the solutions they need to effectively do business completely online. How does credit card processing work? There are […]

Read more >

All About CreditCardProcessing.com

Without a doubt, when looking to get credit cards processed, one should go with a solid, reliable and trustworthy company. When doing so, it’s easy to avoid mistakes that others suffer from. While true, one should know where to look, and CreditCardProcessing.com is a great place to go, and here are three reasons why. Provide […]

Read more >

What is the Bankruptcy Notification Service?

Without a service, it’s hard for people to know when someone went bankrupt, and this is often a problem when dealing with merchant accounts or other financial services. For this reason, the two major worldwide credit card companies, Visa and MasterCard, have developed a service to help people track bankruptcies. With this, people can see […]

Read more >

MerchantAccountRankings.com On Line Privacy Statement

1.  General Introduction.

Effective June, 2015

Protecting the privacy of users of the MerchantAccountRankings.com corporate website is important to us. Our Online Privacy Statement is designed to inform you about our collection and use of personal information on this web site. From time to time, MerchantAccountRankings.com may make material changes to this Online Privacy Statement so we encourage you to check back and review it regularly to ensure you are aware of current practices.

The Online Privacy Statement is available on the home page of this web site and throughout the web site where you provide us with personal information.

MerchantAccountRankings.com provides card processing and other related services to businesses to assist such businesses in the sale of their goods and services.  All information obtained via this web site is for commercial purposes only and not for consumer purposes such as those related to personal, family or household use.

The Personal Information We Collect Through This Site is the Personal Information You Provide to Us.

The personal information we collect about you on this web site is the information that you provide to us. This information may include, for example, name, mailing address, email address, phone number and similar information. In some cases you may provide it directly, such as by entering information into an application or online form, and in some cases you may provide it indirectly, such as the IP address of the computer or device you use to connect with us online.  We may use the personal information you provide us to:

·      Provide you with the information you have requested;
·      Facilitate and complete merchant initiated or authorized transactions;
·      Provide analytics and other value added services;
·      Comply with federal, state and local laws, including credit reporting laws as well comply with card association rules;
·      Verify information and combat fraud; or
·      Send you information that we believe you would find interesting or helpful.

This web site may use cookies for various business purposes. For example, this web site may use cookies to aggregate information about the pages that users visit so that we can update and redesign, as necessary, our web site in order to provide you with the most useful information. Personal information, such as your email address, is not included in cookies and is not collected unless you provide it to us. MerchantAccountRankings.com does not disclose domain name or aggregate information to third parties other than vendors who assist us with our web site and/or who are under contractual confidentiality requirements.

From time to time, however, we may disclose this information to fulfill legal or regulatory obligations or if we determine such disclosure is legally advisable or necessary to protect our rights, the rights of others, or to prevent harm (for example, for fraud prevention purposes we may confirm that your IP address matches the location you enter into an online form). In addition, we may aggregate data about users of our site and use it for statistical or analytic purposes. This information helps us to better understand our site’s users and how to improve our site and our offerings.

We Are Committed to Protecting the Confidentiality of User Information.

Our policies limit access to personal user information that is collected from this web site to our employees and agents and the employees and/or agents of our affiliates and those we have a business relationship with who need the information to fulfill their business responsibilities. MerchantAccountRankings.com may disclose personal information collected online to our affiliates and to vendors who assist us with the web site. In some cases, this may require your information to be sent to other countries. By supplying your information on this web site, you consent to your information being transferred across national borders to MerchantAccountRankings.com, its affiliates, vendors or agents.

Employees and others with duties related to this web site must adhere to this Online Privacy Statement.  Any employee violating this Online Privacy Statement may be subject to disciplinary action, up to and including dismissal.

By using this website, you agree that your use of the MerchantAccountRankings.com website is limited to the terms stated in any applicable agreement you have with MerchantAccountRankings.com or any of its affiliates.

We Use Appropriate Security Safeguards.

At MerchantAccountRankings.com, security is a priority. MerchantAccountRankings.com employs appropriate measures, including advanced technology, to protect personal information collected online against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security, and other appropriate technologies. MerchantAccountRankings.com reviews and enhances its security systems as necessary.

This Web Site is Not Directed at Persons Under the Age of 18.

Our web site is not directed at or intended for persons under the age of 18.  MerchantAccountRankings.com does not knowingly collect or maintain information at our web site from persons under the age of 18.

This Web Site May Be Linked to Other Web Sites.

As you navigate our site, you may click to web sites of our affiliated companies or other companies that we have a business relationship with. Those web sites may have their own online privacy statements or policies. This Online Privacy Statement will not apply when you move to one of these other sites because affiliate privacy practices and policies are tailored to the products and services offered by the individual affiliate. If you visit the pages and sites of our affiliated business units please be sure to review the privacy policies applicable to those sites.
We may create links to third-party web sites. MerchantAccountRankings.com is not responsible for the privacy practices employed by any third-party web sites and our privacy policies and practices do not apply to these sites. MerchantAccountRankings.com is providing links to those sites as a convenience and your connection to and use of any linked site are at your own risk.

This privacy policy applies only to the information we collect on the MerchantAccountRankings.com website. This privacy policy does not apply to information we collect through other methods or sources, including sites owned or operated by our affiliates, vendors or other entities or persons that we have a business relationship with.

2015 CREDIT CARD PROCESSING COMPANIES

Rank
Company
Approval Rate
Setup Fee
Contract
Transaction Rate
Rating
#1
98%
Free
Month to Month

Retail0.38%-1.58%

Internet0.98%-1.98%

5 stars

866-337-2076

Visit Website

#2
98%
Free
Month to Month

Retail0.35%-1.55%

Internet0.95%-1.95%

5 stars

866-334-6149

Visit Website

#3
98%
Free
Month to Month

Retail0.38%-1.58%

Internet0.98%-1.98%

5 stars

855-861-6618

Visit Website

#4
98%
Free
Month to Month

Retail1.54%

Internet2.04%

5 stars

857-588-9490

Visit Website

high risk merchant account