Articles

How to Avoid Chargebacks

Chargebacks can cause a great deal of trouble for a business, especially when merchant accounts initiate fees for them. Credit card processing has a wealth of benefits, but it also has complications such as consumer chargebacks. Consumers initiate chargebacks for a wide variety of reasons including fraud, attempted theft, honest mistakes and discontent. Every business […]

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Building Your Small Business

Accepting credit cards is a necessity for small businesses because it allows them to remain competitive, offer convenient payment methods to buyers and not forego a sale in the event customers come up short of cash. Understanding the world of credit card processing can seem daunting at first, but these 3 key principles help address […]

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Reading Reviews Before Selecting Your Merchant Account Provider

When looking to select a company to use as a credit card processor, it’s wise to choose one that offers all the right services at a good price. However, one should take it further, and here are three things to look at when reading reviews for a merchant services provider. Speed: Without a doubt, if […]

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All About Flagship Merchant Services

Flagship Merchant Services has been helping merchants conduct transactions online for many years. As a leader in credit card processing and merchant accounts services, Flagship Merchant Services has remained focused on giving business owners of all size the solutions they need to effectively do business completely online. How does credit card processing work? There are […]

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All About CreditCardProcessing.com

Without a doubt, when looking to get credit cards processed, one should go with a solid, reliable and trustworthy company. When doing so, it’s easy to avoid mistakes that others suffer from. While true, one should know where to look, and CreditCardProcessing.com is a great place to go, and here are three reasons why. Provide […]

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What is the Bankruptcy Notification Service?

Without a service, it’s hard for people to know when someone went bankrupt, and this is often a problem when dealing with merchant accounts or other financial services. For this reason, the two major worldwide credit card companies, Visa and MasterCard, have developed a service to help people track bankruptcies. With this, people can see […]

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The DSpread Technologies Co., Ltd Qfpay QPOS is a simple PIN keypad resembling an old calculator that enables point-of-sale transactions using a phone, pad or computer. This QPOS credit card terminal is popular in China. Here is a review of the Dspread QFPay QPOS credit card terminal.

Dspread Technologies Co., Ltd Qfpay Company Overview

Dspread Technologies Co., Ltd manufactures mobile payment terminals and provides mobile payment solutions for its customers. QFPay is the brand for both the IPOS and QPOS line of credit card readers. The devices can be used with phones, pads or computers to complete financial transactions. Here is the corporate headquarters for DSpread Technologies:

Dspread Technology Co., LTD
Jingxin Building, Suite #1237
Chaoyang District, Beijing
P-100027
People’s Republic of China
Telephone: 0086-(10)-8449-3638
Email: (reception@dspread.com)
Website: (http://www.dspread.com/)

Dspread Technologies Co., Ltd Qfpay QPOS Terminal Overview

The Dspread Technologies QFPay QPOS credit card terminal resembles an old simple calculator, but has the modern features to turn phones, pads and computers into mobile payment systems. The online or offline physical keypad uses Fixed, MK/SK and DUKPT Key Management. The QPOS has Display, ICCR, MSR and PIN Entry functionality. IT is EMV, ISO, JIS2 and PBOC compliant.

Features & Benefits

Simplicity is the best feature of the Dspread Technologies QFPay QPOS mobile keypad. This QPOS credit card machine has the standard 10 x alphanumeric plus 3 x operational keyboard. Customers swipe their credit cards across the top of the device.

The Bluetooth-enabled QPOS credit card terminal has dimensions of 11 x 6 x 1.4 centimeters (4.3 x 2.3 x .5 inches) and a weight of 75 grams (2.6 ounces). The PIN pad’s main display is 128 x 40 pixel resolution black-and-white backlit. The device can also be connected using its audio interface.

The Dspread Technologies QPOS credit card terminal runs the Lark 2.0 OS, which is compatible with IOS, Android and Windows. The CPU is 16 MHz. The main processor is 20MHz crypto processor. The QPOS device memory is 4 MB flash and 160 KB SDRAM. The rechargeable battery is 190mAh, Li-Ion. There are multiple encryption algorithms used for better security: RSA, 3DES, SHA1 and SHA256.

Summary

The Dspread Technologies Co., Ltd Qfpay QPOS credit card machine is quite basic. Its features are still quite acceptable for merchants running small stalls or shops. The variety of encryption algorithms offers superior security.

2015 CREDIT CARD PROCESSING COMPANIES

Rank
Company
Approval Rate
Setup Fee
Contract
Transaction Rate
Rating
#1
98%
Free
Month to Month

Retail0.38%-1.58%

Internet0.98%-1.98%

5 stars

866-337-2076

Visit Website

#2
98%
Free
Month to Month

Retail0.35%-1.55%

Internet0.95%-1.95%

5 stars

866-334-6149

Visit Website

#3
98%
Free
Month to Month

Retail0.38%-1.58%

Internet0.98%-1.98%

5 stars

855-861-6618

Visit Website

#4
98%
Free
Month to Month

Retail1.54%

Internet2.04%

5 stars

857-588-9490

Visit Website

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